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Home Heating On A Budget


Winter can wreak havoc on your electricity and gas bills. Although we would all like to blast the heat in our house all day, most of us can’t afford it or don’t have working heating units at all. That doesn’t mean you have to choose between freezing and not having enough money for food. Try these cheap and easy home heating tricks to keep cozy without the hefty cost.   Use...


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Free and Low Cost Vaccinations


Many illnesses and diseases can be prevented by getting vaccinated. Some people may brush them if they are uninsured or underinsured and don’t have the money for it, but it is vital to your health. Lack of money doesn’t have to deter you either.      In order to get free or low cost vaccinations, you have a few options. Most pharmacies provide free vaccinations. If th...


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Where to Find the Best Halloween Deals


Halloween is a lot of fun for kids and adults alike. Children get to dress up and stay out later than usual to trick or treat. Adults can get together with friends for halloween parties and compete at costume contests. Even the less social types can stay home, hand out candy, and enjoy their favorite halloween movies. Halloween is undoubtedly about having fun. That fun certainly comes with a, some...


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Getting a Checking Account With a Low ChexSystems Score


You may think that you can’t get a checking account due to your credit score but it actually a consequence of a low ChexSystems risk score. ChexSystems is a reporting system similar to credit reporting except it reports on bank account activity. Each time you have a bank account closed due to high, unpaid overdrafts or fraud, your ChexSystems risk score drops.When you apply for a new bank ac...


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How to Find Housing With an Eviction on Your Record


Securing housing after having an eviction on your record can prove to be quite the challenge. Landlords may be afraid to rent to you, fearing you’ll violate the terms of their lease. However, it’s not impossible to find great housing, even with these conditions. Here’s how to find housing after receiving an eviction notice:   Talk to Your Previous Landlord Upon being evic...


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How to Avoid Eviction


Being evicted is stressful both when it happens and in the long term, as you are looking for a new apartment. It can even make buying a home more difficult. The best way to deal with eviction is to avoid it altogether but sometimes this just isn’t possible. You may not have the money to pay your rent or be able to remedy a circumstance that violates your lease. However, there are ways you ma...


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How to Get Low Cost Hearing Aids


Hearing aids are a costly necessity. Their price can easily surpass $1,000 per ear. When your sense of hearing begins to go, however, you have no other option. Here are some ways you can save big on the help that you need.   Financial Assistance There are financial assistance programs available for low income people from all kinds of demographics. If you have a healthcare provider, be sure...


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How to Find Emergency Cash


We’ve all been there. When times are tough and cash is tight, it’s easy to find yourself feeling cornered. Don’t worry, though - there’s more than a couple of ways you can get yourself some financial help in a pinch.   Family and Friends Before seeking out riskier forms of help, consider going to a family member or friend for a loan. While the thought of it may init...


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Finding Free and Low Cost Dental Care


As of 2014, the average teeth cleaning, which is one of the least expensive dental services, is $82.08. More expensive services can easily cost you tens of thousands of dollars, even with insurance. Because of this, many avoid visiting the dentist altogether but eventually most will need some sort of dental work.   For those that can’t afford to see a dentist, when that time comes it ...


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Three Government Programs That Could Help You Get Into An Apartment


When you have less than stellar credit, a low income, or an eviction on your record renting an apartment can prove to be a struggle. There are charities and nonprofits that may be able to help but they often have limited funds or have run out altogether. But there’s another place to turn for help: the government.    The U.S government runs housing programs through the  U.S D...


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