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Practical Ways To Spend Your Tax Refund


The stress of tax season has finally ended. A majority of Americans will be receiving a refund, and for many of us, it’s a rare occasion to have extra money. You may be tempted to buy something fancy, but you can feel even better if you spend your refund on something practical. Here are some ideas: Pay Off Debt You may have learned to live with debt, but now is the time to start getting rid ...


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How To Find A Low-Cost Computer


If you’re in a low-income family, it can feel impossible to find a computer in your price range. It’s true that it will be difficult, but with some patience and luck, you might be able to find an affordable computer. Here’s where to start looking. Nonprofits The bad news is that there aren’t many national nonprofits that donate computers to low income families. Try rea...


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Helping My Dad Retire (Part 1)


My dad has spent most of his life working and little of it planning, thinking that retirement would never come. But as he’s gotten older, he’s started wondering if it’s possible. I know he hasn’t taken any steps to make it a reality, though, so I decided to start helping him. If you’re like my dad and aren’t sure what to do, knowing the answer to these ques...


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Where To Find Help With Utilities


It’s frustrating when a lightbulb burns out or when you lose power during a storm. But when you can’t pay for utilities and risk having them shut off, it’s terrifying. You’re not alone, though, and you may be able to get help. Here are a few places to look.    Your Utility Company First, you should contact your utility company and explain your situation. They m...


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Where to Look for Rent Help


When you’re having problems with money, paying rent can be difficult. There are government programs that help low-income families get into apartments, but finding temporary rent help is a little harder. However, it is possible. When looking for help paying your rent, be sure to check these five places:   Suntopia This website can direct you to financial resources in your area, includ...


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The Best Things to Buy In March


Every month has it’s discounted items and March is no different. It’s the beginning of Spring and many stores are either clearing out winter items or going through a lull between the holiday season and summer. That means you can find great price cuts on the following items:   Frozen Food. Amongst other things, March is National Frozen Food Month. Manufacturers and grocery st...


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The Best Places To Find Coupons


One of the best ways to save money is by using coupons. There are coupons that will get you large discounts, but even coupons with smaller price cuts are useful when buying multiple things. There a quite a few places to find coupons, but the best places are ones with the best coupons for the best value. These are some of them:   Store email lists and online ads. Stores send out exclusive de...


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Where to Find Low Cost Internet


Internet service used to be a luxury but it is now a necessity. It makes it easier to look for jobs, find assistance, and stay connected to friends and family. You can do many of these things on your smartphone, but they’re much easier on a computer. However, internet service can be quite expensive. Low-income families and individuals, you can get it for a much lower price, though. Here are ...


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Where to Find Security Deposit Help


Whether or not you receive rent assistance for a new apartment, you will probably have to pay a security deposit. This can add stress to the apartment hunting process. However, there is help.   Government programs are the first place to look. State and county governments usually have a Human Services or Social Services Department that provides help for those in need. Though they all have di...


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New Tax Laws For The 2016 Tax Year


Tax laws change every year. Whether you file your own taxes or hire a professional, it’s in your best interest to make sure that you are aware of these changes. The Internal Revenue Service, or IRS, typically releases this information at the beginning of the year, before filing season begins.   The biggest change made for the 2016 tax year is that tax refund will be held until Februar...


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