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Tax Credits and Deductions You Should Know About


Tax season is here again. Are you getting all the credits and deductions you qualify for? Here are some that you may not have known about: Earned Income Tax Credit Must be between 25 and 65 years of age Have little or no investment income Have a social security number Have earned income of at least a dollar Can’t file as married filing separately Can’t file 2555 or 2555 ez ...


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9 Tips for Managing Your Debt


Dealing with debt can be overwhelming. It’s difficult to figure out where to start or how to proceed. Use these 9 tips to get started. Know How Much You Owe This may seem obvious, but plenty of people have no idea how much debt they have. Add yours up and make a note of it.  Make a Budget Creating a budget will help you get an idea of how much money you will have to pay off debt. Lo...


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Should You File for Bankruptcy?


Do you feel like you’re drowning in debt? If so, filing for bankruptcy has crossed your mind at least. You may have even given  it some serious thought. But bankruptcy is a big decision and should be considered carefully. Knowing the basic facts is a good first step. There are two types of bankruptcy: Chapter 7 and Chapter 13. With Chapter 7 bankruptcy, your nonexempt assets are liquid...


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5 Best Ways to Improve Your Job Search


Job searching is tedious for almost everyone. When you feel like you’re doing everything you can but still not getting hired, you may wonder what else you could possibly do. Try out these 5 tips to jumpstart your search. 1. Clean Up Your Social Media Whether we like it or not, social media has become a part of everyday life.  2. Network Networking is included in every job tip list f...


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Top 8 Ways to Get Free and Low Cost Legal Help


Lawyers and legal services can cost hundreds, or even thousands. When you simply don’t have the money, it can be hard to know where to turn. Luckily, there are quite a few ways to get help. Here are the top 8: Online Legal Information You can visit websites like Nolo.com and LawHelp.org for information on almost anything legal related. Just make sure that each website i...


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How to Get Healthcare Without Insurance


People go without proper healthcare insurance because of the belief that they can’t afford it. While this can certainly be true, you can get care without going broke. Try one of these ideas to get the medical attention you need: Medicaid If you cannot afford insurance, the first thing you should do is check to see if you qualify for Medicaid, it is a great option. You can find information ...


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Finding Jobs When Disabled


Whether your disability benefits just aren’t enough to make ends meet or you were denied benefits and can’t find a job that will accommodate you, disabilities can greatly impact your ability to make money. The good news is there are now job search options specifically for people with disabilities. Here are four of them: OPM.gov The governments Office of Personnel Management has infor...


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Moving On a Budget


Moving doesn’t have to break your bank. A bit of planning and assistance goes a long way. Whether moving across town or across the country, you can slash costs by finding cheap alternatives and tying up loose ends early. Try these easy tricks to save money on your move: Get Free Boxes Ask friends, family, and coworkers if they have any boxes they can spare. Post on Facebook to reach as man...


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7 Things You May Not Know About Social Security Benefits


Understanding Social Security Benefits before you need them saves you time and stress. While it’s not necessary to know all 2,728 rules in the social security handbook, being aware of the important ones that pertain to you can mean receiving a higher amount. Here are 7 good things to know about social security:   You Can Begin Collecting at Age 62 Although 66 is considered Full Retir...


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