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What Expenses to Cut to Save Money


 One of the best ways to save money is to cut expenses wherever possible. Most people consider luxury items to be necessities, but if you’re having a hard time making ends meet, it’s probably time to reevaluate this belief. When that time comes, cut these first: Cable This may sounds incredibly painful for some but it’s doable. Instead of cable, use Netflix, Hulu, or Amazo...


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Two Most Popular Debt Payoff Methods


Noone likes debt. While all of us want to get rid of our debt as quickly as possible, most of us don’t know how to. As with most things, it’s best to have a plan. If you’re having a hard time coming up with a debt payoff plan of your own, consider trying one of the two most popular methods around right now.   Debt Snowball Method The Debt Snowball was created by Dave Rams...


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Top 10 Things to Sell Online to Make the Most Money


You can sell just about anything online. However, some items will make you more money than others. Next time you need to sell some things online for extra cash, check to see if you have any of these things lying around: Furniture Cell Phones Laptops Cameras Clothing and Accessories Bikes Cribs, Strollers, and Car Seats (that meet current standards) Antiques Video Game Consoles Applianc...


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Where to Turn for Financial Assistance


Almost everyone runs into hard times every once in awhile. Trying to find help when you are already frustrated and stressed out can be a nightmare. If you are currently in this situation, these three types of assistance are your safest bet,   Government Help Many don’t know that the government provides financial assistance like loans and grants. You can find information on financial ...


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How to Get Help Buying a Car


When you’re unemployed or not bringing much money in, buying a car can seem impossible. The cost of not only the car, but registration and insurance may deter you. These four programs may be able to help. Ways to Work This program provides auto loans to low income and credit-challenged families so that they have a steady way to get to work. There are offices in 22 states. Working Cars for...


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What to Know About Debt Consolidation


If you’re having a hard time with debt, you have most likely heard of debt consolidation. Most however, do not have all the information they need to decide if it is right for them. If you are considering debt consolidation, here’s what you should know:   Only Certain Debts Qualify Secured debts, which are any with collateral such as your home or car, are not eligible for consol...


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How to Get Healthcare When You’re Homeless


Healthcare and homelessness are often somehow connected. About half of homeless have serious health conditions. Most are not being treated. If this is the case for you, these are ways you may be able to get help. Medicaid While Medicaid can be difficult to get when you don’t have a home address, most shelters will help you sign up.  Healthcare for the Homeless programs There are at ...


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Top 5 Grants You Should Know About


When you’re having money trouble, sometimes loans just aren’t a feasible option. They can put you into more debt if you can’t afford to repay them, causing even more stress. Grants may be an attractive option in these cases, but it is typically difficult to find ones for individuals. Below is information regarding five grants that may be useful, three of which are designed for sp...


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How to Find Help With Rent


We’ve all run into hard times. When money challenges arise, rent is one of the hardest things to pay. Whether you’re experiencing a hard time right now or making sure you know where to turn in the event that you end up in this position, it is surprisingly difficult to find help. That’s why we’ve compiled four organizations and programs that assist with rent. Modest Needs&n...


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Taxes and Health Insurance


Confused about how your health insurance affects your taxes? You’re not alone. Because the Affordable Care Act is still fairly new, many are not familiar with all the rules and regulations. Here is the information you need to know. Acceptable Types of Coverage Any insurance purchased through the Health Insurance Marketplace “Grandfathered” individual plans from March 23rd, 2...


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