How to Get Healthcare Without Insurance

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People go without proper healthcare insurance because of the belief that they can’t afford it. While this can certainly be true, you can get care without going broke. Try one of these ideas to get the medical attention you need:


If you cannot afford insurance, the first thing you should do is check to see if you qualify for Medicaid, it is a great option. You can find information regarding eligibility here.


Lots of clinics offer sliding scale payment options which base your fee off of your income. Be sure to call ahead and make sure they have this alternative before receiving services.

Ask For a Discount

Don’t be afraid to ask for your doctor’s office for a discount since you are paying cash. You are saving them the time and expense of having to deal with insurance companies, and because of this, some doctors will give you a discount.

Generic Medication

When purchasing your medicine try to avoid brand names, because it will always be more expensive. Generic medication is even less expensive when the generic version loses its patent.

Free and Low Cost Screenings

Clinics and health centers will sometimes offer health screenings and vaccines. You can also check retail stores with pharmacies, such as Walgreens for promotions and coupons.

Cash-Only Medical Providers

Some medical providers don’t deal with insurance at all, and often that means savings for cash paying patients. Check here for a cash-only medical provider near you.

Community Health Centers

These centers are created specifically for the underserved. They provide medical services on a sliding scale or majorly discounted rate.

The first step in your health care is taking preventative measures, by getting check-ups and getting to a doctor as soon as you feel something is wrong. Don’t wait until you have to be rushed to the expensive emergency room to get the care you need. If you do have a sudden medical issue, go to urgent care instead if it isn’t life threatening. Most importantly, don’t let lack of insurance cost you your health.


By: Alecia Stanton

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