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American Hope Resources (AHR) www.AmericanHopeResources.com

Privacy Policy

PRIVACY POLICY - COMMITMENT TO YOUR PRIVACY
American Hope Resources' mission is to bring you and your family, real resources and up-to-date information every day. On a daily basis our Team's best efforts are applied to finding the most useful resources and information that offer the most Value to our members. We accomplish this by creating relationships with independent, outside resources, which we hope will help you.

This site is owned and operated by American Hope Resources. (A private, non-government, entity.) Your privacy on the Internet is of the utmost importance to us. At American Hope Resources, we want to make your experience online satisfying and safe.

Because we gather certain types of information about our users, we feel you should fully understand our privacy policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.

INFORMATION AMERICAN HOPE RESOURCES GATHERS AND TRACKS

American Hope Resources gathers two types of information about users:

Information that users provide through optional, "Voluntary Submissions."

These are voluntary submissions to receive our electronic newsletters, to participate in our message boards or forums, to email a friend, and from participation in polls, comments and surveys.

Information American Hope Resources gathers through aggregated tracking

This information is derived mainly by tallying page views throughout our site. This information allows us to better tailor our content to readers' needs and to help our advertisers and sponsors better understand the demographics of our audience. Because American Hope Resources derives its revenue mainly from sponsorships and advertising, providing such aggregated demographic data is essential to keeping our service free to users.

American Hope Resources Gathers User Information In The Following Processes:

Optional Voluntary Information

We offer the following free services, which require some type of voluntary submission of personal information by users:

1. Electronic newsletters policy (Dispatches)

We will offer a free electronic newsletter to users as well as email additional information and additional resources and offers to our members on a regular basis. American Hope Resources gathers the email addresses of users who voluntarily subscribe. Users may remove themselves from this mailing list by following the link provided in every newsletter or email correspondence that points users to the subscription management page. Users can also subscribe to the newsletters at the time of registration.

2. Message boards/forums policy

Users of the site's Message Boards and Forums must register separately for these services (both are free of charge) in order to post messages, although they needn't register to visit the site. During registration the user is required to supply a username, password, and email address.

3. "E-mail this to a friend" policy

Our site users can choose to electronically forward a link, page, or documents to someone else by clicking "e-mail this to a friend". The user must provide their email address, as well as that of the recipient. This information is used only in the case of transmission errors and, of course, to let the recipient know who sent the email. The information is not used for any other purpose.

4. Polling / Comments

We may offer interactive polls and comments to users so they can easily share their opinions with other users and see what our audience thinks about important issues. Opinions or other responses to polls and comments are aggregated and are not identifiable to any particular user other than the Member I.D. American Hope Resources may use a system to "tag" users after they have voted, so they can vote only once on a particular question. This tag is not correlated with information about individual users.

5. Surveys

American Hope Resources may occasionally conduct user surveys to better target our content to our audience. We sometimes share the aggregated demographic information in these surveys with our sponsors, advertisers and partners. We never share any of this information about specific individuals with any third party.

Children

Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.

Usage tracking

American Hope Resources help tracks user traffic patterns throughout all of our site. However, we do not correlate this information with data about individual users. American Hope Resources does break down overall usage statistics according to a user's domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user's browser).

American Hope Resources sometimes tracks and catalogs the search terms that users enter in our Search function, but this tracking is never associated with individual users. We use tracking information to determine which areas of our site users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.

Cookies

We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk or read cookie files created by other sites. American Hope Resources uses cookies to track user traffic patterns (as described above). Our advertising system delivers a one-time cookie to better track ad impressions and click rates. You can refuse cookies by turning them off in your browser. If you've set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site. However, you do need cookies to participate actively in message boards, forums, polling and surveys.

Privacy Policy Use

How the information you gather is used if relevant.

USE OF INFORMATION

American Hope Resources uses any information voluntarily given by our users to enhance their experience in our network of sites, whether to provide interactive or personalized elements on the sites or to better prepare future content based on the interests of our users.

As stated above, we use information that users voluntarily provide in order to send out electronic newsletters and to enable users to participate in polls, surveys, message boards, and forums. We send out newsletters to subscribers on a regular schedule (depending on the newsletter), and occasionally send out special editions when we think subscribers might be particularly interested in something we are doing. American Hope Resources never shares newsletter mailing lists with any third parties, including advertisers, sponsors or partners.

When we use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you. We track search terms entered in Search function as one of many measures of what interests our users. But we don't track which terms a particular user enters.

American Hope Resources creates aggregate reports on user demographics and traffic patterns for advertisers, sponsors and partners. This allows our advertisers to advertise more effectively, and allows our users to receive advertisements that are pertinent to their needs. Because we don't track the usage patterns of individual users, an advertiser or sponsor will never know that a specific user clicked their ad. We will not disclose any information about any individual user except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.

SHARING OF THE INFORMATION

American Hope Resources uses the above-described information to tailor our content to suit your needs and help our advertisers better understand our audience's demographics. This is essential to keeping our service free. We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public. If a member chooses to opt in to a benefit, an ad or an offer supplied by a third party with the member's authorization we will transfer their data that party. We will not sell or provide your personal information to any third party without your expressed consent.

SECURITY

American Hope Resources operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

OPT-OUT POLICY

We give users options wherever necessary and practical. Such choices include:

Opting not to register to receive our electronic newsletters or emails. Opting not to participate in certain interactive areas, which completely alleviates the need to gather any personally identifiable information from our users.

FULL THIRD PARTY - OUTSIDE LINK DISCLAIMER

Certain areas of our website may request that you provide additional information in order to proceed:

Our credit relief program offer matches consumers with credit card debt management companies; denoted with 'Powered By Secure Rights' does request contact information and certain particulars about your financial situation. This information is transmitted via the Secure Rights system, and the information provided is used in accordance with Secure Rights Privacy Policy to match you with a credit card debt management company as per your request. This information is only used to match you with a financial company and will never be used for any other purpose.

This website may link to other Web sites but we have no control over their content or standards, and encourage you to read their individual privacy policies.

Contact us if you have any questions or comments about our policy.

Links to external, or third party websites, are provided solely for visitors' convenience. Links taken to other sites are done so at your own risk and American Hope Resources accepts no liability for any linked sites or their content. When you access an external website, keep in mind that American Hope Resources has no control over its content.

Any link from AmericanHopeResources.com to an external website does not imply or mean that American Hope Resources endorses or accepts any responsibility for the content or the use of such website. American Hope Resources does not give any representation regarding the quality, safety, suitability, or reliability of any external websites or any of the content or materials contained in them. It is important for users to take necessary precautions, especially to ensure appropriate safety from viruses, worms, Trojan horses and other potentially destructive items.

When visiting external websites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.

YOUR CONSENT

By using this site, you consent to the collection and use of this information by American Hope Resources If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.


California Privacy Rights: Beginning January 1, 2005 under California's "Shine the Light" law, California residents who provide personal information in obtaining products or services for personal, family or household use are entitled to either (1) a list detailing the categories of information shared and the entities to which such information was provided; or (2) be notified of a mechanism by which a consumer may opt-out of having their information shared with third parties. We have elected the second option. For California residents to opt out of having your information shared with third parties send your request including your full name, email address and postal address to: California Privacy Compliance, 1014 S. Westlake Blvd., Suite 14227, Westlake Village, CA 91361.


OPT-OUT / OPT-IN

We, our affiliate(s) and/or third parties may also promote product and service offerings via e-mail, sms-text message, or telephone to consumers who requested to be contacted either through our Site's online forms Opt-in process or through an Opt-In process on our third-party vendor or affiliate sites ("List Members"). List Members will receive emails, sms-text messages, or telephone contacts for as long as they wish to continue to receive such contacts.

List Members can be removed from our contact lists at any time with no questions asked. To remove your information from our database to not receive future communications or to no longer receive our service, you may:


1) Send e-mail to support@AmericanHopeResources.com.

2) Go to AmericanHopeResources.com/unsub


Please note that participation in certain activities on our Site may be limited if personally identifiable information is not submitted for the user. E-mail addresses and phone numbers received in an opt-out request will be added to our internal Do-Not-Contact registry within ten (10) days following receipt. Unless we hear from you, we will assume you consent to receiving communications from us and our third-party vendors and affiliates.


If a List Member chooses to be removed from our contact list, if applicable, we will also forward this request to the specific third-party vendor or affiliate who provided List Member's informational request to us so that the List Member may be included on the third-party's Do-Not-Contact registry as well. Please bear in mind that if your information was purchased commercially from a third-party vendor or affiliate, American Hope Resources may not be the only purchaser of your information. Additionally, any third-party vendor or affiliate may have purchased your contact information from an additional third-party and thus you may continue to receive contacts from those third-party companies. American Hope Resources is not responsible for stopping all unwanted contact from sources beyond our immediate control. We are a CAN-SPAM compliant company.


SHARING INFORMATION WITH AFFILIATES

When you submit your request for information or quote, you are granting permission to be contacted by American Hope Resources or affiliated third parties. We share the contact request data you submit on the quote request form and American Hope Resources member number information with affiliated companies to inform you of product and service opportunities that may be of interest to you; and for other business purposes. We may disclose all of the information we collect, as described above, to the following types of affiliated companies: financial service providers, such as mortgage and life insurance agencies; title service companies; debt & credit services companies; and auto-finance companies. An "affiliate company" is a company under legal contract with American Hope Resources to fulfill services or is a company owned in whole or in part by American Hope Resources.


SHARING INFORMATION WITH CO-BRANDED PARTNERS

Some of the services offered on our website are co-branded with contracted partners. Co-branded offerings will be identified directly on the quote request form for the product or service you choose prior to you having to submit the quote request. Where a co-branded product or service provider is identified your Personally Identifiable information will be provided directly to that provider's website. The Product or Service provider shall control your data once submitted to them. For purposes of identification and tracking, your contact information (name, address, phone, e-mail address, etc.) is shared with American Hope Resources.


We may use personal information to provide the services you've requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending "STOP", "END", or "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.


DO NOT CONTACT REGISTRY COMPLIANCE

By submitting personal contact and/or financial information, the user hereby grants written permission to American Hope Resources, its affiliated sites, and its business partners for contact via telephone, mail, SMS messaging and/or e-mail. Further, by registering at American Hope Resources website you are consenting to receive phone calls from American Hope Resources, its affiliated sites, and its business partners for contact via telephone.


Privacy Policy Update: Tuesday February 26, 2013

Any Questions, Comments or Concerns about American Hope Resources Privacy Policy please click here.