Help With Medical Bill Debt




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Medical bill debt can add up and become too expensive to pay.  What’s worse is that often this debt is a result of something you could not control, and there is just no cutting corners when it comes to your health.  However, here are some ways in which you can cut the cost of your medical bill.
 
Check for Errors
When you get your medical bill, make sure to check your statement and everything that you are being charged for.  Verify that the services on your medical bill were in fact the services you received.  Sometimes, medical statements contain clerical errors, and as a result you get overcharged.
 
Negotiate your Medical Bill
Your medical bill is negotiable.  You can negotiate the cost of your medical bill through your hospital, your doctor’s office, and even your health insurer.  Call, email, fax, or even write your medical billing manager.  This may be difficult at first, but the key is to not give up and to speak with someone who can negotiate a fair price.
 
Crowdfund
Crowdfunding is the process of gathering many small donations from multiple individuals to support a single cause.  You can create your own crowdfund page online. There are already many crowdfunding websites you can utilize that are focused specifically on medical bill campaigns.  You are usually charged a small percentage of your donations as a fee to keep the site running. Make sure to promote your page once it is up and to share it on Facebook, Twitter, and other social media platforms to get the most donations.
 
Medical Bill Assistance
If your income is low and you are struggling financially to pay for your medical bills, you may qualify for financial assistance.  Your hospital and medical center may offer payment assistance programs.  You can also check government assistance programs.  USA.gov lists the following programs:
HealthCare.gov helps you find insurance options, compare care, learn about prevention, and understand the Affordable Care Act.
State human/social service agencies offer direct aid and referrals to other organizations.
State Medicaid offices offer medical assistance and insurance to low-income people.
Local Department of Veterans Affairs (VA) offices  offer programs designed to help veterans.
Eldercare Locator information specialists put you in contact with resources and programs designed to help seniors.
State Children's Health Insurance Programs (SCHIP) help insure children of working families who cannot afford health insurance or don't get it through their work.
Benefits.gov allows you to complete a confidential questionnaire and receive a list of programs that may help.
Local Social Security Administration (SSA) offices help those on Social Security and Medicare. You may also call the SSA at 1-800-772-1213.
Disability.gov provides information and resources for people with disabilities.
 
Don’t let the burden of medical bill debt hold you down.  Take action to see what resources are available to you.  Discover an affordable way to pay for your medical bills and rid yourself of the expenses, stress, and burden that comes when you have to deal with your debt.



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  • Forgiveness
  • Healthcare / Insurance



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